a VirtualTourist member
Is it better to change sterling cash for Euros in Italy (Lake Garda area )or
in the UK ?
I have not found it makes any real difference at all, personally.
Rates are very much the same (apart from airport rates being a bit worse than elsewhere, which seems to be a general norm wherever one travels). And, of course, rates vary from day to day. So you might find euros a bit cheaper here (by a hundredth or thousandth of a cent or so) but more expensive the next day when you have arrived.
I'd suggest you change enough in the UK to get you started (from somewhere which does not charge commission, such as the Post Office) and, if you need more, use the ATMs in Italy to withdraw what you need.
Most VT-ers use ATMs (cash machines) to get their cash when abroad . If your card has a Visa or Mastercard logo it will work in the vast majority of European ATMs.
Make sure you tell your bank that you will be abroad before you go, and check what it will charge you for any withdrawals. Also make a separate note of the emergency phone numbers for contacting your bank if you lose your card or if it is refused.
such things are at best to be done in a bank, where you have a account.
In Italy it could also take several days bevor you find a open bank.
I think the question here was changing sterling cash
If all you need is cash to get started then I have found changing in the UK is cheaper and let's face it, much more convenient. Who wants to be trudging around Lake Garda looking for the bank with the cheapest deal when you could be enjoying being on holiday? And you are only a click away from finding out the best deal at home anyway.
If you are not taking or do not have a bank account with an ATM may I suggest getting yourself a prepayment card. Some of these are cheaper than using some current account ATMs.
There are a number of money saving websites that give some explanation of all the fees you may be subjected to which I suggest everyone who is travelling abroad from the uk should be aware of.
This is one example
moneysavingexpert.com/travel... with up to ate info on prepaid cards
PS order in advance over the internet on the Post Office website and you will get a better rate than if you turn up at the counter, the same applies to Thomas Cook and others I am sure.