This is a photo of

Allow the trippy community to use this photo in their answers.

Allow the trippy community to use this photo in their answers

Image Source:

  • Josh Barnett
  • "What is the best way to deal with paying for items/currency during trip?"

Josh Barnett

Trippy Ambassadors are elite members of the community, hand picked to help you travel better! Interested? E-mail us at ambassadors@trippy.com.

Baton Rouge, Louisiana

What is the best way to deal with paying for items/currency during trip?

Never traveled to Europe before.  Is it best to get foreign currency before leaving, during trip, or is there a certain card/atm that is best to use?  We are traveling to Germany, Austria, and Czech Republic from the States.

Comments (0)

Need more information? Question already been asked? Let the poster know!


Comment required

 

					
					
					
				

Answer this Question

 Video: How to write a great answer

Mentioned in this answer:

Type the @-symbol in your answer to plot places on map!

4 Answers

  • Debbie Lee

    top answer by

    I personally prefer having a bit of local currency on me when I get there. Stateside, I called a bunch of currency exchange places. I managed to find one that had no exchange fee and had really good exchanges rates, so I just exchanged $1000 for a one week trip. Next time, I would probably do a fraction of that because I ended up paying with Visa at restaurants and stores.

    Can't speak for the Czech Republic, but pretty much all the Euro countries that I've been to, credit card is a pretty common way to pay for things. The cash is just for if you need to buy some food and gifts at street vendors, or to ride a cab. As Julie mentioned, you should be familiar with your credit cards' international fees. I have a credit card that doesn't charge international fees and has really good exchange rates, so I solely use that when I travel.

    I never needed to get cash from an ATM there, but just in case, I have a Charles Schwab debit card for this reason, because they reimburse all ATM fees, even internationally, so that's something to look into.

    Hope you have a blast. Let me know if you have any other questions!

    Comments (2)

    Ask for clarification, suggest corrections, or give thanks!


    Comment required

    • Steven M.

      Steven M.

      Great Answer Debbie! Just to be sure -- many countries (especially Eastern European ones) only take credit cards that have a Chip and Pin (or at least a Chip). If you plan to go anywhere there (Oh like Romania for example) you may want to look at getting a new CC that has a Chip and Pin .. various banks are now offering them. · (1 likelikes)

    • Debbie L.

      Debbie L.

      Thanks you, Steven, and also for this adding that! Very good to know! · (0 likelikes)

    Mentioned in this answer:

    Type the @-symbol in your answer to plot places on map!

    • ·
      • twitter
      • facebook
      • google
    • ·
      • Doesn't answer question
      • Mean-spirited
      • Spam
      • Inappropriate

    Send Debbie a Thank You Note

    • Thank you!

    • Spot On!

    • You inspired me!

    • Amazing details

    • Saving for later

    • Great photos

    • Great restaurant recommendation

    • Leave a comment

  • Ashley and Ryan R

    answered by

    Cash is always handy to have for markets, public transport and such, but from my experience most places accept major credit cards (Visa/MC), especially in Germany.

    Don't get traveler's cheques, they're not as easy to use as people make them out to be, a lot of people look annoyed and/or confused if you present one. You can also get dinged quite a bit in fees depending on where you cash them.

    Comments (0)

    Ask for clarification, suggest corrections, or give thanks!


    Comment required

    Mentioned in this answer:

    Type the @-symbol in your answer to plot places on map!

    • ·
      • twitter
      • facebook
      • google
    • ·
      • Doesn't answer question
      • Mean-spirited
      • Spam
      • Inappropriate

    Send Ashley and Ryan a Thank You Note

    • Thank you!

    • Spot On!

    • You inspired me!

    • Amazing details

    • Saving for later

    • Great photos

    • Great restaurant recommendation

    • Leave a comment

  • Jacey & Scott Mahaffy

    Trippy Ambassadors are elite members of the community, hand picked to help you travel better! Interested? E-mail us at ambassadors@trippy.com.

    answered by

    We usually take multiple trips each year to countries that don't use the USD. We can get certain popular currencies from our bank easily (Candadian dollar, Euro), but they can order almost anything if given enough time. We've found we get a better rate if we do this.

    We also have a credit card that doesn't charge foreign transaction fees. You can compare credit card benefits on most websites (Chase for example). The annual fee might be a bit higher than a normal card, but it may save you a lot of money in the long run.

    Do not take travel checks. We've found the exchange rate is horrible if you use these versus a true currency.

    Comments (0)

    Ask for clarification, suggest corrections, or give thanks!


    Comment required

    Mentioned in this answer:

    Type the @-symbol in your answer to plot places on map!

    • ·
      • twitter
      • facebook
      • google
    • ·
      • Doesn't answer question
      • Mean-spirited
      • Spam
      • Inappropriate

    Send Jacey & Scott a Thank You Note

    • Thank you!

    • Spot On!

    • You inspired me!

    • Amazing details

    • Saving for later

    • Great photos

    • Great restaurant recommendation

    • Leave a comment

  • Julie Sykes

    answered first by

    Hi Josh,

    When I'm travelling to Euro countries (I'm in the UK), I take around the equivalent of $200 in Euros with me, plus a credit or debit card. You can then withdraw money at ATMs or just pay with that as you go.

    In Europe MasterCard and Visa are accepted more widely than American Express. You may want to check with your bank about foreign transaction ATM charges too, they can add a chunk to the cost!

    Pre-paid load-em-up cards can be a good bet to avoid these fees (definitely worth getting one for trip of more than a couple of weeks). Nomadic Matt's blog has advice for US citizens on the best options.

    If you plan to pay with lots of things using your credit card, bear in mind that Europe uses chip and pin, so get yourself a four-digit pin for your card if you don't have one already (You'll need it to authorise the transaction instead of your signature).

    Hope this helps, have a fab time.

    Julie

    Comments (0)

    Ask for clarification, suggest corrections, or give thanks!


    Comment required

    Mentioned in this answer:

    Type the @-symbol in your answer to plot places on map!

    • ·
      • twitter
      • facebook
      • google
    • ·
      • Doesn't answer question
      • Mean-spirited
      • Spam
      • Inappropriate

    Send Julie a Thank You Note

    • Thank you!

    • Spot On!

    • You inspired me!

    • Amazing details

    • Saving for later

    • Great photos

    • Great restaurant recommendation

    • Leave a comment